Kaldriv OÜ provides implementation leadership and advisory for banks navigating Temenos Wealth, Infinity, and Digital Channels programmes. No layers, no juniors — just direct engagement with someone who has done this before.
I'm Severin Menti, a Swiss management consultant specialising in Temenos core banking implementations. Over ten years I've led programmes across Switzerland, Luxembourg, and Asia-Pacific — from initial scoping through to go-live.
Kaldriv OÜ is my independent consultancy, registered in Estonia. It exists to give banks access to senior Temenos expertise without the overhead of a large SI. You get direct engagement, clear communication, and someone who has navigated these implementations before.
I'm based in Tallinn and work primarily in the DACH and Baltic markets, with flexibility for remote engagements across Europe.
Every engagement is scoped to what the programme actually needs. No retainers for the sake of retainers.
Programme and workstream leadership for Temenos implementations. Covering delivery governance, client-side coordination, solutioning and keeping projects moving when they stall.
Rapid assessment and stabilisation of troubled Temenos programmes. Identifying root causes — not symptoms — and building a credible path back to delivery.
Strategic and technical advisory for banks evaluating or planning Temenos programmes — vendor selection, scope definition, architecture, and live support.
Senior independent consulting, on terms that make sense for both sides.
Clear, transparent pricing. No markup on junior resources, no bloated project structures.
Fixed-scope engagements for advisory mandates where outcomes matter more than time spent.
Flexible presence across DACH and the Baltics. On-site where it matters, remote where it doesn't.
Independent structure means shorter lead times. No approval chains, no resource allocation queues.
Germany, Austria, Switzerland
Estonia, Latvia, Lithuania
Luxembourg
Singapore, Indonesia, Malaysia
"The right conversation
starts with a
direct message."
If you're working on a Temenos programme and need senior input — or are evaluating whether Kaldriv is the right fit — reach out directly. No forms, no discovery calls for the sake of it.